Sales Manager – Gold Loan – (Job ID: 127675)

Accounting / Finance, Multiple Jobs, Sales & Marketing
Uttarakhand
January 26, 2024
Full Time
Urgent
Application deadline closed.

Job Description

Company: IDFC First Bank
Job Type: Full-Time
Location: Haldwani, Uttarakhand, India
Job Category: Accounting & Finance, Sales and Marketing
Expected Salary: ₹ 3 – 15 Lakh Per Annum
Experience: 2 – 5 Years

Job Purpose:

The role entails the responsibility of generating gold loan business through different
channels. It includes administering and training a team of Direct Selling Teams to
expand gold loan business in that locality/branch.

Roles & Responsibilities:

  • Ensure Monthly Sales targets are met with acquisitions in NTB (New to Bank) and ETB
    (Existing to Bank) customers.
  • Pitch Gold loans to existing liability customers.
  • Achieve month-on-month growth in EOP (Execution only platform) Assets for Gold
    loan business per branch.
  • Maintain Fee Income at a minimum of 1% of total disbursals.
  • Conduct regular customer follow-ups for timely renewal of cases.
  • Coordinate with valuers on a timely basis.
  • Align customers to pay valuation charges as per product norms.
  • Ensure healthy collections with Nil First Equated Monthly Instalment/First
    Presentation Default and minimize fresh flow in Bucket X.
  • PSL (Priority Sector Lending) Tagging and awareness of PSL norms.
  • Assist the branch liability team in audits and ensure proper communication to
    customers before any packet opening.
  • Conduct marketing activities in the local market to generate NTB gold loan
    customers.
  • Willingness to work extensively in the field and travel across the region on short
    notice.
  • Carry out ad-hoc activities as per the requirement of the department.

Educational Qualifications:

  • Graduation: Bachelor’s in
    Engineering/Technology/Mathematics/Commerce/Arts/Science/Biology/Business/
    Computers/Management.

Experience:

2 to 5 years of experience in gold loan sales

How to Apply:

Exciting opportunity: Sales Manager – Gold Loan at IDFC First Bank. Interested
candidates can apply for this position by clicking on the “Apply Now” button.

Contact Information:

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