Associate Manager – Data Scientist

Job Description

Job ID: J00173727
Company: Equifax Inc.
Location: Bangalore, Karnataka, India (Hybrid)
Job Type: Full-Time
Experience: 5–8 years in Data Science, with 4+ years in BFSI analytics/model development/validation/implementation
Education: Master’s degree in Mathematics, Computer Science, Engineering, Operations Research, Statistics, or related discipline preferred
Expected Salary: ₹22,00,000–₹32,00,000 lakhs per year
Job Category: Associate Manager – Data Science, Credit Risk Modeling, BFSI Analytics, Engineering, Information Technology
Website: Website
Contact:Contact us

About the Company:
📊 Equifax is a global data, analytics, and technology company that helps employers, financial institutions, and government agencies make critical decisions with greater confidence.Equifax supports key life moments such as applying for jobs, mortgages, education financing, or auto loans, with a strong focus on learning, development, and inclusive culture for its employees.

About the Role:
🧠 As an Associate Manager – Data Scientist, you will lead advanced analytics and model development initiatives for consumer banking and credit risk, primarily on Google Cloud Platform using Python, PySpark, and BigQuery.You will design custom models, validate existing scores, generate insights, and supervise projects and team members while partnering with stakeholders across geographies.

Key Responsibilities:

• 📈 Contribute to design and execution of custom models, validation of existing scores, insight generation, and strategies to quantify additional lift from various scores.
• 🔍 Analyze complex consumer banking datasets on GCP using Python, PySpark, and BigQuery; develop models using advanced machine learning and AI techniques ensuring accuracy, stability, and explainability.
• 🤝 Collaborate with stakeholders to interpret results, understand business and risk requirements, and deliver actionable insights; manage multiple projects and stakeholders simultaneously.

Requirements:

• 🧮 5–8 years overall experience in data science, with at least 4 years in BFSI analytics/model development/validation/implementation.
• 💳 Credit risk model development experience is mandatory; understanding of key business and risk KPIs for retail banking products.
• 🐍 Strong Python and SQL coding skills; solid knowledge of statistical methods, ML techniques (including ensemble methods and deep learning), and familiarity with ML libraries like TensorFlow, Keras, PyTorch, Scikit-learn.
• 📂 Minimum 1 year supervising projects and team members, with demonstrated ability to manage multiple priorities and stakeholders.
• 📜 Familiarity with model risk management and regulatory requirements (ECL, stress testing, IFRS 9) is a plus; experience on cloud platforms (GCP, AWS) is highly desirable.

Why Join Equifax?
✅ Opportunity to work with cutting-edge statistical and ML tools across hundreds of data assets in a global credit and analytics leader.
✅ Competitive mid–senior data science compensation in Bengaluru, with hybrid work, comprehensive health/leave benefits, and strong growth potential via guided career tracks and online learning.
✅ High-impact work influencing credit decisions, risk management, and product strategies that affect millions of consumers worldwide.